A specific operational, commercial or policy problem in the retail payments
domain can be researched. A study that has been finalised in November 2001, researches the integration
of e-payments into the online transaction process . The study covers both the Business to Consumer
(B2C) and Business to Business (B2B) segment and discusses:
Another example of this kind of research, which I executed in 1999 together with M. Santema,
is the research into processing time and value dating in the Netherlands payment system.
The result of this work: ‘Onderzoek
naar de verwerkingsduur van overboekingen en naar valutering in het Nederlandse
betalingsverkeer’ was presented, on 23 December 1999, by Minister
Zalm to the Lower House. A brief description of the report has been published
in the Quarterly Bulletin of De Nederlandsche Bank and is available both
Comparative researchAs a member of a BIS/G-10 task force I have contributed to a comparative research study of the security of electronic money. A general level overview, based on the analysis of the protocol specifications, key management structure and security policy of all relevant e-money issuers at that time, has been published in the BIS-report, Security of Electronic Money (August 1996, Basle). Also, from 1995-2000 I've produced the Dutch chapter in the BIS-Survey of Electronic Money Developments.
As a member of the BIS Working Group on retail payments I have contributed to a comparison of retail payment instruments and clearing and settlement infrastructures in the G-10 countries and Australia. Part A of our study dealt with retail payment instruments and was published in September 1999 (Retail payments in selected countries: a comparative study). Part B, published in September 2000, described the Clearing and Settlement Arrangements for Retail Payments in Selected Countries.